I recently revisited the iconic ICICI Bank Towers at BKC after nearly two decades. Walking through its sleek corridors brought back a flood of memories—from a time when the place buzzed with urgency and ambition. Back then, if you weren’t dashing from the South Tower to the North or navigating the maze of meeting rooms,Continue reading “Team Over Stars? A Banker’s Reflection”
Category Archives: finance
Jankar Baniye – Banking Fraud
Jankar Baniye series of articles on banking and payments fraud
Stories to Tell – Jamtara from reel life to real life
I’m sure most of the readers must have watched the web series Jamtara released some 3 years back on Netflix in 2020.The web-series is based on real-life incidents around the widespread growth of phishing calls and organised cyber crimes of scamming. I too have watched it and was quite fascinated by the boldness of theContinue reading “Stories to Tell – Jamtara from reel life to real life”
Undercover Economist – Of Lipsticks,Underwears and Recession
All the drum beating during the recent Union Budget followed by everyone blowing the bugle of India getting the G20 stewardship made for a great feel good factor. This coupled with some of our friends galavanting to Jaipur, Udaipur, Goa et al to attend destination weddings has made one believe that all’s well with India.Continue reading “Undercover Economist – Of Lipsticks,Underwears and Recession”
Speculation is the new luxury
Recently, I came across a few interesting reads (Psychology of Money by Morgan Housel ; Adventure Capitalism- an article in The Economist, 27th Nov and Seth’s Blog – Speculation is the new luxury good) which provide a good perspective on what’s happening in the world of investment and wealth creation. In this blog, I intendContinue reading “Speculation is the new luxury”
New investment options for H-E-N-R-Y’s
You must have heard of Baby Boomers, Gen X , Gen Y or the Millennials, Gen Z et al. (click here to know more). Recently the socio-economic acronym H-E-N-R-Y has been added to this list. It refers to High Earning, Not Rich Yet. HENRYs are largely Gen X, millennials who generally are well educated andContinue reading “New investment options for H-E-N-R-Y’s”
Sachet revolution for cross border payments can explode business opportunities for service-preneurs
Cash formed the dominant mode of payment till demonetisation (de-mon) in 2016 when Rs 500 and Rs 1,000 currency notes were withdrawn. These formed around 86% of the value in circulation. This gave a fillip to digital payment like UPI, card, online – NEFT and IMPS modes of payment. Fortunes of wallet companies like Paytm,Continue reading “Sachet revolution for cross border payments can explode business opportunities for service-preneurs”
Startup Learnings – User Stories hold the key to customer success
Recently, one of my ex-colleagues decided to go on his own and launched his own startup. He is presently in a stealth mode putting together his core team, laying out the core philosophy and other building blocks. It was fascinating to interact with him as he bounced around some of his ideas on what heContinue reading “Startup Learnings – User Stories hold the key to customer success”
Why do customers flock to newbie fintech startups?
Recently, one of my ex-colleagues decided to go on his own and launched his own startup. He is presently in a stealth mode putting together his core team, laying out the core philosophy and other building blocks. It was fascinating to interact with him as he bounced around some of his ideas on what heContinue reading “Why do customers flock to newbie fintech startups?”
Why fledgling startups are able to steal a march over well entrenched players?
One amongst the many fallacies we live with is that corporations focus on putting customer satisfaction at the centre of all its activities which in turn helps them to maximize revenue/ profitability. While intuitively one feels it must be true, however you will be surprised to know that is not always the case. Recently, IContinue reading “Why fledgling startups are able to steal a march over well entrenched players?”
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