You must have heard of Baby Boomers, Gen X , Gen Y or the Millennials, Gen Z et al. (click here to know more). Recently the socio-economic acronym H-E-N-R-Y has been added to this list. It refers to High Earning, Not Rich Yet. HENRYs are largely Gen X, millennials who generally are well educated andContinue reading “New investment options for H-E-N-R-Y’s”
Tag Archives: beginners
Sachet revolution for cross border payments can explode business opportunities for service-preneurs
Cash formed the dominant mode of payment till demonetisation (de-mon) in 2016 when Rs 500 and Rs 1,000 currency notes were withdrawn. These formed around 86% of the value in circulation. This gave a fillip to digital payment like UPI, card, online – NEFT and IMPS modes of payment. Fortunes of wallet companies like Paytm,Continue reading “Sachet revolution for cross border payments can explode business opportunities for service-preneurs”
Startup Case Study for Beginners – It’s logical and You need not be born with it.
Recently, Dr Kaustubh Dhargalkar, one of my school friends, who is also a Jamnalal Bajaj Institute of Management Studies alumnus wrote a book – It’s logical: Innovating Profitable Business Models. He is into design thinking and is a firm believer that innovation is not only for the born genius but also for those who wishContinue reading “Startup Case Study for Beginners – It’s logical and You need not be born with it.”
You too can Blog!
Until the end of last year, the only time I had written was either to give a test or for some business communication. However, my wife always has had tremendous confidence in my capabilities – be it cricket or writing skills. Having heard stories of people like Amish Tripathi (Sr Executive in Insurance)-one of myContinue reading “You too can Blog!”
Urban economics for beginners#2-Traffic congestion
– How simple economics can be used to address it One of the most common issue faced by any urban citizen, especially those living in the Metros across the world, is traffic congestion on the road. On one hand while they pay a premium in the form of rentals or property prices for the privilegeContinue reading “Urban economics for beginners#2-Traffic congestion”
Urban economics for beginners # 1 – Cost of Living and Public amenities
My brother recently visited us from Richardson, Texas. On learning about my new fintech venture in digital banking, he was keen to share how fintechs in USA are making life easy for consumers. He quickly took me through his tax filing app TurboTax which makes tracking income and filing of tax returns a breeze. DuringContinue reading “Urban economics for beginners # 1 – Cost of Living and Public amenities”
Banking – due for disruption all over again
Banking originated around 15th century. Earlier sailors who required to store their savings in safe hands while they sailed on long journeys, availed the services of pawn brokers at ports for a charge. Subsequently, these pawn brokers discovered that this money could be put to use while it was being held for safe keeping throughContinue reading “Banking – due for disruption all over again”
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