Divergence in the Financial Markets Post COVIDEven though Bill Gates had predicted a pandemic type of event way back in 2016, no one had actually given too much thought to the economic impact of such an event. The economic impact of COVID can be termed almost as an apocalypse kind of an event. In 2020,Continue reading “The Changing Landscape for Retail Investors # 2/2- Financial Markets Post COVID”
Category Archives: beginners
The Changing Landscape for Retail Investors – #1/2 Financialisation of Savings
Savings was almost synonymous with Bank Fixed DepositsThere was a time when savings meant keeping money in bank Fixed Deoposits (FDs). Subsequently, for those who were introduced to the Unit-64 scheme from Unit Trust of India Mutual Fund (UTI MF), it was a combination of Bank FD+ Unit 64 for a long time. UTI wasContinue reading “The Changing Landscape for Retail Investors – #1/2 Financialisation of Savings”
Startup Case Study for Beginners – It’s logical and You need not be born with it.
Recently, Dr Kaustubh Dhargalkar, one of my school friends, who is also a Jamnalal Bajaj Institute of Management Studies alumnus wrote a book – It’s logical: Innovating Profitable Business Models. He is into design thinking and is a firm believer that innovation is not only for the born genius but also for those who wishContinue reading “Startup Case Study for Beginners – It’s logical and You need not be born with it.”
You too can Blog!
Until the end of last year, the only time I had written was either to give a test or for some business communication. However, my wife always has had tremendous confidence in my capabilities – be it cricket or writing skills. Having heard stories of people like Amish Tripathi (Sr Executive in Insurance)-one of myContinue reading “You too can Blog!”
Urban economics for beginners#2-Traffic congestion
– How simple economics can be used to address it One of the most common issue faced by any urban citizen, especially those living in the Metros across the world, is traffic congestion on the road. On one hand while they pay a premium in the form of rentals or property prices for the privilegeContinue reading “Urban economics for beginners#2-Traffic congestion”
Urban economics for beginners # 1 – Cost of Living and Public amenities
My brother recently visited us from Richardson, Texas. On learning about my new fintech venture in digital banking, he was keen to share how fintechs in USA are making life easy for consumers. He quickly took me through his tax filing app TurboTax which makes tracking income and filing of tax returns a breeze. DuringContinue reading “Urban economics for beginners # 1 – Cost of Living and Public amenities”
Banking – due for disruption all over again
Banking originated around 15th century. Earlier sailors who required to store their savings in safe hands while they sailed on long journeys, availed the services of pawn brokers at ports for a charge. Subsequently, these pawn brokers discovered that this money could be put to use while it was being held for safe keeping throughContinue reading “Banking – due for disruption all over again”
Solving the Urban Co-operative Banks Muddle
Urban Cooperative Banks (UCBs) were initially set up as small banks that offered banking services to people of small means from the lower and middle classes: Now they are seen as another channel to deepen financial inclusion in the country. India is considered to have one of the oldest community-banking initiatives in the world withContinue reading “Solving the Urban Co-operative Banks Muddle”
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