Undercover Economist – Of Lipsticks,Underwears and Recession

All the drum beating during the recent Union Budget followed by everyone blowing the bugle of India getting the G20 stewardship made for a great feel good factor. This coupled with some of our friends galavanting to Jaipur, Udaipur, Goa et al to attend destination weddings has made one believe that all’s well with India.Continue reading “Undercover Economist – Of Lipsticks,Underwears and Recession”

Musings of an Undercover Economist – Visit to a barber

Everyone has his/ her favourite hangout place; be it the corner Irani restaurant or tea stall or the garden bench to catch up on neighbourhood gossip. For me, it’s my monthly visit to my barber. His shop was started by his father and then he was introduced to the business. He has been around forContinue reading “Musings of an Undercover Economist – Visit to a barber”

Building Tribes can take you from Good to Great

Recently, I picked up Seth Godin’s book – Tribes: We need you to lead us. It is an interesting book on how Tribes fulfil the need of human beings to belong; as well as how Leaders differ from Managers. For e.g Managers focus on optimising output from the given resources while maintaining a status quo; andContinue reading “Building Tribes can take you from Good to Great”

New investment options for H-E-N-R-Y’s

You must have heard of Baby Boomers, Gen X , Gen Y or the Millennials, Gen Z et al. (click here to know more). Recently the socio-economic acronym H-E-N-R-Y has been added to this list. It refers to High Earning, Not Rich Yet. HENRYs are largely Gen X, millennials who generally are well educated andContinue reading “New investment options for H-E-N-R-Y’s”

Sachet revolution for cross border payments can explode business opportunities for service-preneurs

Cash formed the dominant mode of payment till demonetisation (de-mon) in 2016 when Rs 500 and Rs 1,000 currency notes were withdrawn. These formed around 86% of the value in circulation. This gave a fillip to digital payment like UPI, card, online – NEFT and IMPS modes of payment.  Fortunes of wallet companies like Paytm,Continue reading “Sachet revolution for cross border payments can explode business opportunities for service-preneurs”

Startup Learnings – User Stories hold the key to customer success

Recently, one of my ex-colleagues decided to go on his own and launched his own startup. He is presently in a stealth mode putting together his core team, laying out the core philosophy and other building blocks. It was fascinating to interact with him as he bounced around some of his ideas on what heContinue reading “Startup Learnings – User Stories hold the key to customer success”

Why do customers flock to newbie fintech startups?

Recently, one of my ex-colleagues decided to go on his own and launched his own startup. He is presently in a stealth mode putting together his core team, laying out the core philosophy and other building blocks. It was fascinating to interact with him as he bounced around some of his ideas on what heContinue reading “Why do customers flock to newbie fintech startups?”

Why fledgling startups are able to steal a march over well entrenched players?

One amongst the many fallacies we live with is that corporations focus on putting customer satisfaction at the centre of all its activities which in turn helps them to maximize revenue/ profitability. While intuitively one feels it must be true, however you will be surprised to know that is not always the case.  Recently, IContinue reading “Why fledgling startups are able to steal a march over well entrenched players?”

East Coast v/s West Coast Approach to Investing

Warren Buffett is all about investing on the basis of value invested in business, customer base, replacement cost etc. This is an old school of investing which is also at times referred to as the East Coast approach. As against this, it is widely said that Silicon valley is all about valuing business on theContinue reading “East Coast v/s West Coast Approach to Investing”

Lessons from Economic History- A crisis can help trigger transformation to leapfrog!

I am an eternal optimist and firmly believe that every crisis provides an opportunity to define the future. In this blog, I have attempted to draw learnings from some of the successful world economies, which converted adversity into an opportunity to change the trajectory of their economic development, to catapult into a new orbit ofContinue reading “Lessons from Economic History- A crisis can help trigger transformation to leapfrog!”

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