My son recently completed his MS in Environmental Engineering from Georgia Tech, Atlanta in the USA. Given the current pandemic scene in the USA, we were not sure if at all the graduation ceremony would be conducted in person or virtually like it was done by the IITs in India. Fortunately for us, his UniversityContinue reading “The Great US Education Circus”
Author Archives: Salil Datar
Building Trust in Financial Services – Contradictions and Learnings for Neobanks
My work experience over the last 3 decades in the financial services industry has taken me across the spectrum of MNC Banks, private sector, public sector, co-operative as well as non banking finance companies. During this period, I have come across apparent contradictions in the consumer’s psyche, which brings out some learnings as regards whatContinue reading “Building Trust in Financial Services – Contradictions and Learnings for Neobanks”
THEN & NOW … !
Circa 1980-90:Summer holidays used to be something I would eagerly look forward to. Summers were full of hectic activity, mainly outdoors. It would start with early morning cycle hiring from Amin bhai’s shop with spins around the colony with a cacophony of cycle bells ringing. We would alternate between cycling or traditional Indian games suchContinue reading “THEN & NOW … !”
US Elections-A Richard Parker* Moment for USA.
Casteism or racism has always been thought of as a third world problem which was assumed not to exist in developed countries like the USA. All these years there has been a perception about India falling victim to casteism which in turn is said to holds her back on multiple fronts including employment and overallContinue reading “US Elections-A Richard Parker* Moment for USA.”
Digital Age – a Bane for Sr. Citizens or a Business Opportunity ?
My father and mother are 80 and 76 years respectively. Both of them were born before independence and have seen the world change dramatically within their lifetime. My father first travelled to the USA in 1960 for further studies. He had to take the steamer from Mumbai to London and then fly from London toContinue reading “Digital Age – a Bane for Sr. Citizens or a Business Opportunity ?”
Lessons from Economic History- A crisis can help trigger transformation to leapfrog!
I am an eternal optimist and firmly believe that every crisis provides an opportunity to define the future. In this blog, I have attempted to draw learnings from some of the successful world economies, which converted adversity into an opportunity to change the trajectory of their economic development, to catapult into a new orbit ofContinue reading “Lessons from Economic History- A crisis can help trigger transformation to leapfrog!”
The Changing Landscape for Retail Investors # 2/2- Financial Markets Post COVID
Divergence in the Financial Markets Post COVIDEven though Bill Gates had predicted a pandemic type of event way back in 2016, no one had actually given too much thought to the economic impact of such an event. The economic impact of COVID can be termed almost as an apocalypse kind of an event. In 2020,Continue reading “The Changing Landscape for Retail Investors # 2/2- Financial Markets Post COVID”
The Changing Landscape for Retail Investors – #1/2 Financialisation of Savings
Savings was almost synonymous with Bank Fixed DepositsThere was a time when savings meant keeping money in bank Fixed Deoposits (FDs). Subsequently, for those who were introduced to the Unit-64 scheme from Unit Trust of India Mutual Fund (UTI MF), it was a combination of Bank FD+ Unit 64 for a long time. UTI wasContinue reading “The Changing Landscape for Retail Investors – #1/2 Financialisation of Savings”
Yeh hai Bumbai meri jaan !
During the American Civil War (1861–1865), Mumbai became the world’s chief cotton-trading and subsequently textile market, resulting in a boom in the economy that later enhanced the city’s stature. The opening of the Suez Canal in 1869 transformed Mumbai into one of the largest seaports on the Arabian Sea. From a cluster of seven islandsContinue reading “Yeh hai Bumbai meri jaan !”
Ageing gracefully
It is said “Time and tide waits for no man”. Before you know, it’s time to hang your boots from an active work life. While there is enough material available focussing on the financial thumb rules to help you arrive at the post retirement financial well being, there is not much which helps you planContinue reading “Ageing gracefully”
Salil's Blog 